If you need assistance, please call 519-650-5800

Mortgage Pre-Approval

Obtain the Best Rates & Lowest Closing Costs

When you’re ready to purchase a home, it’s clearly important to negotiate from the strongest possible position. In a strong real estate market, it’s not uncommon for buyers to have to compete for the home they want which gives the seller the ability to be selective regarding which buyer they choose to negotiate with. It’s important, then, that you leverage your own advantages to ensure your offer is the one the Seller accepts.

The vast majority of Buyers put themselves at an overwhelming disadvantage by approaching the process entirely wrong.

If you take a look at the process from the Seller’s perspective, the point becomes clear. If you were selling your home and were faced with multiple offers, clearly you would favor the offer which had a Certificate showing Financing Approval over other offers which were Conditional on Financing. In the first case, there’s certainty that the buyer has the resources to buy. In the second case there’s not. Looked at this way, it’s difficult to understand why so many buyers fail to start looking for financing until after they’ve found a home. Regardless of whether most people will eventually be approved, the timing of having a Certificate of Financing Approval matters. Having this document when you make your offer gives the Seller permission to accept your offer immediately over others who don’t have this certain approval.

But there are cost advantages for you as a Buyer as well, because starting the process early means you can get a firm grasp on interest rate and closing costs and avoid putting yourself under any time constraints that may force you to overpay.

Getting a Loan Pre-Approved is easy.
To get started, simply complete the form on this page. The system will forward your information to a certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.
GET PRE-APPROVED FOR A MORTGAGE AT THE BEST POSSIBLE RATE! START HERE:
Tony Johal Real Estate Team, Brokerage
Tony Johal
#1-2057 Victoria St N
Breslau, ON N0B 1M0
519-650-5800
***ATTENTION KITCHENER/WATERLOO/CAMBRIDGE HOMEOWNERS***

GUARANTEED Cash Offer on Your Home within 24 hours!

No Gimmicks. Home Sold As Is. Market Value. No Obligation to Sell. Not an attempt to solicit your listing.

Call TONY JOHAL and start packing! 519-650-5800

The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. This website is operated by a brokerage or salesperson who is a member of The Canadian Real Estate Association. MLS®, REALTOR®, and the associated logos are trademarks of The Canadian Real Estate Association. The listing content on this website is protected by copyright and other laws, and is intended solely for the private, non-commercial use by individuals. Any other reproduction, distribution or use of the content, in whole,or in part, is specifically forbidden. September 21, 2020
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